Category Archives: Risk Management

Do You Need Disability Insurance?

Do I need disability insurance? Is a question I have been asked more times than I can count. My response is always the same. Does your family depend on your income? Whatever the answer is to that question, the answer is the same to the first question. It really is that simple. You are 3-4…

What is Burial Insurance and Do You Need It?

What is a burial insurance policy? How is it different from a traditional life insurance policy and do I need one? These questions often come up when assessing the current life insurance situation of a client. Having an understanding of what exactly a burial insurance policy is will help you to determine if it is…